Enterprise — Equine Professionals
A horse on loan is one of the most financially and legally ambiguous arrangements in animal ownership. The loan agreement is often a PDF template printed from the internet and never looked at again. When things go wrong, and in equine loan arrangements they do, there is almost never a record of the agreed responsibilities, who has been covering costs, or what the actual care history looks like. Pawsettle Enterprise is building a platform specifically for this.
Note: The equine expansion is in development. Early access is available for organisations that want to be involved in shaping it.
The standard equine loan agreement covers the basics at the point of signing and is then filed and forgotten. It does not adapt as circumstances change. It does not record what actually happens during the loan period. When a loan breaks down, both parties have a different recollection of the agreement and no contemporaneous record to refer to. The disputes are expensive, emotionally damaging and almost always avoidable with better documentation.
Two people own a horse together. Each contributes to the costs. Neither has a formal record of what they have paid, what they have agreed, or what happens if one party wants to exit the arrangement. There is no equivalent of a shareholder agreement for horse co-ownership. The disputes that arise are structurally identical to pet custody disputes but involve significantly higher financial stakes.
Who is responsible for the farrier? Who authorises the vet? Who covers the cost if the yard charges for additional care? What happens if the owner cannot visit for two weeks? These questions are usually answered verbally and remembered differently by each party. A structured record of livery responsibilities and care delegations removes the ambiguity before it becomes a dispute.
A horse's performance history, competition records, health interventions and care notes are scattered across yard diaries, vets' records, farrier notes and the owner's phone. There is no single record. When a horse is sold, loaned or transferred, the incoming party has a partial picture at best. A unified care and health timeline changes that.
A guided process for creating a comprehensive loan agreement that covers care responsibilities, costs, insurance, veterinary authority, competition permissions, holiday cover, exit conditions and dispute resolution. Reviewed and updateable throughout the loan period.
Structured documentation for shared ownership arrangements including cost split, decision-making authority, exit rights, right of first refusal and succession.
A timestamped record of care activities, veterinary visits, farrier appointments, competition entries, health events and cost contributions. Accessible to all parties with appropriate permissions.
A clear written record of what the yard provides and what the owner is responsible for, updateable as arrangements change.
A complete health history pulling together vet records, farrier notes, care log entries and manual events into a single visual record.
Secure storage for insurance documents, competition records, vet correspondence, registration papers and loan agreements.
The equine expansion is being developed with input from professionals who work in the sector. If you run a livery yard, manage loan placements, handle equine disputes in a legal context, or work in equine welfare, we want to hear from you. Early access organisations get input into the feature set, priority access at launch and preferred pricing.